How do I get my mutual fund statement (CAMS + KFinTech CAS)?

Indian mutual funds are administered by two registrars, CAMS and KFinTech, and between them they cover almost every fund house. A Consolidated Account Statement (CAS) spans both, so one file covers all your folios rather than one per fund house.

This is the single most useful document you can give Vestora. You do not need an account or a login to request it.

Go to camsonline.com and open Statements, then CAS - CAMS + KFintech.

Fill in the short form. Three of the choices matter more than the rest, and the first one matters most:

1. Statement type — choose Detailed, not Summary. Summary gives balances only. Vestora needs the transaction listing to work out your returns and your capital gains, so a Summary statement will import and then leave you wondering why the numbers look thin.

2. Folio listing — choose With zero balance folios if you want your full history. A fund you sold out of entirely has a zero balance now, but its transactions still matter for capital gains. The other options quietly leave those out.

3. Email — it must be the address registered in your folios. The statement is only ever sent there, never to an address you type in fresh.

You will also set a password of your own choosing, which is what the PDF will open with. It has to start with a letter, run 8 to 15 characters, and include a capital, a number, and one of @ # $ * _ . PAN is optional on this form.

The confirmation screen says Success, repeats the registered email address it is going to, and gives you a reference number. The statement itself arrives at that address as a password-protected PDF, usually within a few minutes.

Then bring it into Vestora and use the password you just chose. If the password is refused, see My statement is password-protected.

This statement covers mutual funds. Shares, bonds and ETFs sit in your demat account and come on a different document — see How do I get my demat statement?.