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Estimate the tax on a sale of property or land, shares, or mutual funds — using current Indian rules.
How long you held it before selling.
The rate at which your other income is taxed (e.g. 30%).
Educational estimate based on rules as of FY 2026-27 (post-Budget 2024): property, land, gold and unlisted shares held >24 months taxed at 12.5% without indexation, and at your slab below 24 months; listed equity LTCG (held >12 months) taxed at 12.5% above a ₹1.25 lakh yearly exemption, equity STCG at 20%; debt mutual funds bought on/after 1 Apr 2023 taxed at your slab. It excludes surcharge, loss set-offs, purchase and improvement costs, grandfathering of pre-2018 equity, and the indexation option a resident seller keeps on property bought before 23 Jul 2024. This is not tax advice — confirm with a qualified CA.
Vestora computes India-accurate capital gains across your whole portfolio.
In short
It works out the tax on a single sale — of property or land, of listed shares, or of mutual fund units. Your gain is the sale price minus the purchase price, the holding period decides whether that gain counts as short-term or long-term, and the asset class decides the rate. Property, gold and unlisted holdings turn long-term after 24 months; listed equity after 12. Equity long-term gains get an annual exemption applied first, and health and education cess is added on top of the tax.
There is still an option in that one case. A resident individual or HUF selling land or a building acquired before 23 July 2024 may compute the long-term tax the current way, at the lower rate without indexation, or the older way, at the higher rate with indexation — and pay whichever comes out lower. This calculator only computes the first of the two. So on such a sale, read its answer as the ceiling: the tax you actually owe can be that figure or less, never more.
Inheriting is not a sale, so nothing is taxed when the property comes to you — tax arises only when you sell it. In the computation, the previous owner's purchase cost is treated as your cost, and the time they held it counts towards your holding period. So enter the price they originally paid and the total months since they bought it, not the months since you inherited it. Using the date of inheritance instead is the common mistake, and it can wrongly turn a long-term gain into a short-term one.
In a real computation, yes — stamp duty and registration paid on purchase form part of the cost, money spent improving the property can be added to it, and selling expenses such as brokerage come off the sale price. This calculator deducts none of them; it takes the two figures exactly as you type them. If you want them counted, enter a purchase price that already includes them and a sale price with the selling costs already taken off, and keep the receipts.
Because the exemption comes off before tax is applied, but the effective rate is measured against your whole gain. The smaller the gain, the larger a fixed exemption looms, so the effective rate falls further below the headline.
For units bought on or after 1 April 2023 the long-term treatment was withdrawn, so gains are taxed at your slab rate however long you hold. Units bought before that date can follow different rules — this tool applies the current treatment.
Neither. It estimates tax on a sale you describe. It is educational information, not tax advice, and it does not know your other income, losses or exemptions.
The department's own portal is the authority for rates, holding periods and the exemption limit. Section numbers are deliberately not quoted here: the Income Tax Act, 2025 replaced the 1961 Act on 1 April 2026 and renumbered sections wholesale, so a pinned number ages badly while the mechanism does not.
Source of the current long-term treatment for transfers on or after 23 July 2024, including the removal of indexation where that treatment applies. Budget 2026 left these unchanged, verified 2026-07-22.
This tool gives you a number. These free WealQuest lessons explain the idea it rests on — in English and हिंदी, no sign-up.
This explains the maths behind the tool so you can trust the number. It is educational information, not financial advice.